"Yeah, I got mine, lemme tell ya, I got mine
I grabbed my coat and out the backdoor, I went flyin'
That joker grabbed a big shotgun
And he used it mighty fine
I mean, talk about a rascal runnin', yeah
Now I got mine"
In the Vipaka Sutta, the Buddha explains the results of not following the precepts. For the third precept, he warns;
"Stealing — when indulged in, developed, & pursued — is something that leads to hell, leads to rebirth as a common animal, leads to the realm of the hungry shades. The slightest of all the results coming from stealing is that, when one becomes a human being, it leads to the loss of one's wealth."
When I'm about to do something I know I shouldn't, I occasionally tell myself, "Well, I'll pay for it somehow, in the end, anyway..." then go ahead and do it. What I've been seeing is that when I get the sense the time has come to pay for something I did in the past, it doesn't quite seem worth it! It's like I took out a loan for the Dharma realm, but now I'm paying it back, with lots of interest!